Public Liability
How Much Public Liability Insurance Do I Need?
As Australia’s insurance experts for tradies, we often get asked the question, ‘how much insurance do I need’? For many Aussie tradies, they know they have to sort out insurance, but they’re not 100% sure which insurance they need, what that insurance covers, and how much they should be insured for. We’ve created this article […]
Premium Funding
What is premium funding and how can it help my business?
Premium funding is a strategic financial solution for businesses looking to manage their insurance expenses without compromising their cash flow. Stick around as we delve into how premium funding can support your business by offering flexible payment options that align with your financial needs. What is premium funding? Premium funding involves taking a short-term loan […]
Contract Works
What insurance cover do contractors and subcontractors need?
Why do contractors and subcontractors need insurance? In the construction industry, both contractors and subcontractors face a myriad of risks daily — from accidents on-site to legal liabilities. Insurance acts as a safety net, ensuring that these professionals can manage risks effectively without jeopardising their business’s financial health. What insurances should contractors and subcontractors consider? […]
Income Insurance
Personal accident and illness vs income protection — what’s the difference?
When it comes to safeguarding your financial stability as a tradie, understanding the difference between Personal Accident and Illness Insurance versus income protection is crucial. Both types of insurance provide vital support, but they serve different purposes and offer different protections. In this blog post, we’ll clarify those differences to help you choose the right […]
Contract Works
What is contract works insurance?
Contract Works Insurance is an essential type of cover for tradies involved in construction and building projects. It protects against the financial implications of negative unforeseen events, such as damage or loss to a construction site, and includes coverage for its works, materials, and equipment. Whether it’s a natural disaster, theft, or an accident, this […]
Public Liability
How much does public liability insurance cost?
Being a tradesperson is not just about nailing the job – it’s also about making sure you’ve got the right backup plan for any situation. Public liability insurance is essential for any tradesperson as it offers financial protection against mishaps that might occur during work operations. However, understanding the nuances of public liability insurance policies, […]
Public Liability
The Ultimate Guide To Electricians Insurance
All tradies have specific skills and risks involved with doing their job, but as an electrician you know there’s no shortcuts when it comes to safety. That’s why having the right insurance is a must. For electrical contractors and businesses the policy you need is ‘Electricians Insurance’. Here, we explain the insurance types you’ll need […]
Public Liability
A guide to trades insurance. What you need to know to get on-site.
Every day, tradies look danger and risks straight in the eye. Because whether you’re an electrician or a plumber, a carpenter or a builder, or any other type of tradie, you’re often only a moment away from a potentially hazardous situation. Would you get up on the roof of a three-storey building to replace tiles […]
Injury and Illness Insurance
Are You A Self-Employed Tradie? Read This!
If you’re working as a self-employed tradie, having the right insurance is critical to protect you and your business. As a self-employed tradie, your income depends entirely on your ability to work. Imagine being injured for six months, unable to work and not getting your regular pay. How would you meet your expenses and feed […]