Cleaners

Frequently Asked Questions

Why is Public Liability Insurance essential for cleaners?

Public Liability Insurance is a crucial component of any cleaners’ insurance package, as it protects your business from claims made by clients or the public for any property damage or personal injury that may occur during your cleaning activities.

Many clients and project sites require proof of this insurance before you can begin work. Having public liability insurance ensures that you meet these requirements, and safeguards your business from potentially significant financial liabilities.

How does Tools Insurance benefit my cleaning business?

Tools Insurance protects the essential equipment you use daily. This coverage is vital as it shields your business from the financial strain caused by theft, loss, or accidental damage to your tools.

Without your tools, you can’t deliver quality cleaning services, and any unexpected loss can disrupt your operations. Tools Insurance ensures that your business can continue to function smoothly even after unforeseen events, so you can enjoy peace of mind and operational continuity.

What does Personal Accident Insurance cover for cleaners?

Personal Accident Insurance is designed to support you financially if you suffer an accident that prevents you from working. This insurance covers income replacement, temporary total disablement, and permanent total disablement. It ensures that you have financial support while you recover.

This policy is essential as without your ability to work, your business can’t generate income. Personal Accident Insurance provides the necessary support to keep your finances stable during recovery.

Why should self-employed cleaners consider getting insurance?

Self-employed cleaners face unique risks and responsibilities, which makes insurance coverage essential. Without the backing of a larger company, any incident — be it damage to a client’s property, loss of tools, or personal injury — can have a significant impact on your livelihood.

Cleaners insurance provides a safety net, ensuring that you can handle unexpected situations without severe financial repercussions. It also helps build trust with clients who may require proof of insurance before hiring you.

What factors affect the cost of Public Liability insurance for cleaners?

The cost of public liability insurance for cleaners can vary based on several factors, including the size of your business, the types of services you offer, your annual revenue, and the level of coverage you need. Other factors, such as your claims history and the locations where you operate, can also influence your premium.

At Tradesure, we provide competitive public liability insurance costs tailored to your specific needs to ensure you get the best value for your coverage.

Can I bundle different types of insurance into a single policy?

Yes. At Tradesure, we offer comprehensive business insurance packs that allow you to bundle various types of coverage into a single policy. This can include Public Liability insurance, Tools insurance, and Personal Accident insurance, among others. Bundling your insurance not only simplifies management but can also be more cost-effective, as it provides you with extensive coverage at a competitive rate.

How do I make a claim if something happens?

Making a claim with Tradesure is straightforward. If an incident occurs, you should contact our experienced team as soon as possible. We will guide you through the claims process, helping you gather the necessary documentation and liaising with the insurers on your behalf. Our goal is to take the pressure off you during a stressful time by ensuring that your claim is handled efficiently and effectively.