Painter / Plasterer

Frequently Asked Questions

How much does public liability insurance cost?

The cost of public liability insurance for painters and plasterers is not one-size-fits-all and can depend on several factors. These include the size of your business, your business location, the amount of insurance coverage required, and what’s included or excluded in your policy.

For example, a larger business with more business turnover and employees might naturally have a higher cost as they typically require more coverage. Generally, the more work you do in a year, your insurance premiums will be more expensive.

How do I know what coverage my business needs?

At Tradesure, our team is committed to helping you secure the right coverage for your painting or plastering business. We comprehensively review your current policies, offering an honest assessment to pinpoint gaps or concerns. This process guarantees you have the necessary protection against potential risks and liabilities.

Contact us today to discuss your specific needs and receive personalised advice.

What is included in public liability insurance covers?

Property damage, injury, and legal costs are critical areas of coverage for your business. Public liability covers the cost of repair or replacement if you, your employees, or your tools accidentally damage property while on the job. It covers any injury expenses and rehabilitation costs if a customer or member of the public is injured during your work activities. Additionally, legal costs coverage includes defence costs or legal fees if you need to defend against a claim made against you, which is essential for safeguarding your financial assets in the event of a lawsuit.

How can Tradesure assist in case of a claim?

Tradesure is dedicated to offering outstanding support when you need it most. If the unexpected occurs and you need to file a claim, our team will advocate for you, working directly with insurers and managing all the paperwork. We aim to alleviate your stress and ensure a smooth and efficient claims process so you can concentrate on running your business.

What policy covers claims of negligent business activities?

Professional indemnity insurance is recommended for protection against claims of professional negligence. Read more about professional indemnity insurance here.