Plumber

Why do I need plumbers insurance?

Working in the plumbing industry often involves high-risk environments, such as construction sites, renovations, and tight spaces. These situations can lead to accidents or damages, and if a pipe bursts or a plumbing installation fails, you may be liable for any resulting issues. Plumbing insurance provides essential protection by covering legal fees, repair costs, and compensation claims from clients or third parties.

As a plumber, you invest in high-quality tools and equipment to carry out your plumbing work. Plumbing insurance can cover theft, loss, or damage to these tools, allowing you to replace them quickly and continue working without substantial financial loss.

The physical demands of plumbing work can also pose risks to you and your employees. Insurance can help cover medical expenses and lost wages if injuries occur on the job, ensuring your team is protected while performing their duties.

What types of plumbing insurance options are available to me?

As a plumber, you operate in high-risk environments requiring specialised insurance coverage.  Comprehensive insurance packages are designed to protect you whether you’re tackling complex installations or responding to emergency repairs. With the right coverage, you can protect your team and equipment so everyone can work knowing they are protected no matter what.

Public liability insurance is the most essential policy for anyone in the trades industry, and plumbers are no exception. This coverage protects your team of licensed plumbers from claims related to property damage, third-party injuries, and legal fees. This policy helps you comply with client and site requirements while giving you the confidence to focus on your tasks, knowing you’re protected against unexpected incidents.

We also recommend tool and equipment insurance, which secures your plumbing equipment from theft, damage, or accidents. This coverage minimises downtime and reduces financial stress, allowing you to return to work quickly and efficiently.

Implementing a trailer insurance policy is also recommended for plumbers, as it protects the trailer and goods being transported from accidents, theft, and vandalism.

For those running larger plumbing businesses, personal accident insurance provides an extra layer of protection against legal expenses and financial liabilities. At Tradesure, we specialise in finding customised insurance solutions for plumbers, ensuring that your business operates smoothly and securely.